Home affordability
How much home could I afford?
A rough idea of the price lenders’ checks could reach, from your income, debts and down payment.
Qualifying rate and debt limits from the Canada Mortgage and Housing Corporation (CMHC) and the Office of the Superintendent of Financial Institutions (OSFI Guideline B-20). Default insurance premiums from CMHC. Down payment rules from the Government of Canada. Checked September 30, 2026.
APR. OAC. Rates and information are for illustrative purposes only. Subject to change.
About the numbers
A calculator is a good place to start.
Each calculator works only from the numbers you enter, and every situation is a little different. If a result surprises you, or you’re not sure what it means for you, I’m happy to talk it through.
APR. OAC. Rates and information are for illustrative purposes only. Subject to change.
Have a question about the numbers?
Ask me anything. I’ll explain how it works and what the next step would be, at your pace. When you’re ready, the application is where it starts, and I’ll guide you from there.
Or call or text me at 902-213-8844.